Term of Use

This website is owned and operated by Sparkling Star Development Strategies LLC, DBA Take Charge with Dr. Chichi™️.

By accessing this website, purchasing products, enrolling in programs, or using our services, you agree to the following Terms & Conditions.

1.⁠ ⁠Use of Website

You agree to use this website for lawful purposes only. You may not:

• Copy, duplicate, or distribute proprietary materials

• Use content for commercial purposes without written consent

• Misrepresent our brand, services, or intellectual property

2.⁠ ⁠Intellectual Property

All materials on this website, including but not limited to:

• Take Charge Burnout Barometer™️

• The Spark Plan™️

• Course materials

• Digital downloads

• Logos

• Videos

• Frameworks

are the exclusive property of Sparkling Star Development Strategies LLC.

Unauthorized reproduction or redistribution is strictly prohibited.

3.⁠ ⁠Educational Purpose

All programs, coaching sessions, seminars, digital tools, and videos are for educational purposes only and do not constitute:

• Medical advice

• Therapy

• Legal advice

• Tax advice

• Individualized financial planning

You are responsible for consulting appropriate licensed professionals.

4.⁠ ⁠Financial Disclosure

Dr. Chichi O’Koli is a Licensed Independent Financial Professional. Educational discussions about finance do not constitute individualized financial recommendations.

Results vary. No guarantees are made.

5.⁠ ⁠Payment Terms

All payments are due in full unless otherwise stated. Failure to complete payment may result in the removal of access to programs or services.

6.⁠ ⁠Limitation of Liability

Sparkling Star Development Strategies LLC and Dr. Chichi O’Koli shall not be held liable for any direct or indirect damages arising from the use of this website or participation in any program.

You assume full responsibility for your decisions and results.

7.⁠ ⁠Governing Law

The laws of the State of Georgia, United States, shall govern these Terms.